Thursday, September 23, 2010

In The Event


Your BIG day is nearly here! The theme is grand, guests invited, decorations abound and you can’t wait to sink your teeth into the tasty menu. Now that the “performance” aspect of your wedding is all set….have you taken care of the “business” aspect?

Your caterer pulls a no-show, your friend Susie discovers she really is allergic to shellfish and is rushed to the hospital, and your celebrity cover band is in Minnesota buried under 14 feet of snow with no hopes of making it in time for your wedding. Sure it sounds like a rare set of circumstances, but they are in fact quite common in the wedding industry. How would you handle events like these?

Protection for your wedding is essential and comes in the form of Wedding Insurance.

Wedding Insurance works much like your auto and home insurance; it is a policy that will protect you financially from misfortunes and mishaps related to weather, illness, injury, absentee vendors and even your honeymoon costs. The average wedding insurance policy costs between $125 and $500, a one-time payment for peace of mind.

The policy does not, however, cover cold feet *wink* wink*

The average wedding in the United States is $27,000.00-would you consider buying a $27,000 car without the proper coverage? Didn’t think so. Your wedding is a special affair and deserves the same financial consideration as your other wedding expenses.

Vendors protect themselves by commissioning non-refundable deposits and having you sign a contract, so it’s important that you protect yourself “in the event” something goes wrong. I hope you have a better understanding of wedding insurance and whether this protection is right for you.

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